BFSI · MICROFINANCE · ORIGINATION TO DISBURSEMENT
A configuration-driven lending journey covering Individual, SHG and JLG borrowers across six operating roles — field sourcing, underwriting, sanction, signature collection and disbursement.
Register SHGs and JLGs the community has already formed, with GRT scoring and savings ledgers.
Per-member Aadhaar eKYC and indebtedness checks before any credit decision is made.
Deterministic risk grading with a strict maker-checker sanction workflow.
Field-collected signatures, loan account creation, payout instruction and schedule hand-off.
Aadhaar eKYC, credit bureau and payment rails are simulated in this build and clearly labelled in the UI. Loan servicing — collections, PAR tracking, restructuring, closure and renewal — is Phase 2 and out of scope.